1. Before You Apply
Who can apply for an eSaver Offshore account?
In general anyone can apply to open an Offshore savings account. We welcome applications but would remind
prospective applicants that it is your responsibility to ensure that there are no restrictions made by your
country of residence which would prevent you from applying for an account in another jurisdiction. All
applicants must meet our account opening requirements including completion of an online application form and
provision of full identification. All applicants must be aged 18 or over.
Can existing Alliance & Leicester International customers apply?
Existing Alliance & Leicester International customers and new to ALIL customers are welcome to apply.
Note, eSaver Offshore accounts must be opened with funds that are not already deposited at Alliance &
Leicester International.
If you are an existing Alliance & Leicester International customer and wish to transfer from an
existing ALIL account you will first need to open an eSaver Offshore account with funds that are not already
deposited with Alliance & Leicester International. If you currently hold funds in an Alliance
& Leicester International account that requires notice, it will be necessary to serve notice on those
funds prior to transferring to your eSaver Offshore account.
How much can I save?
The minimum opening balance for this account is £1,000 and the maximum balance is £1,000,000. If the
minimum balance is not met your account will not be opened. If your balance falls below £1,000 the rate of interest
payable will change.
How do I apply for an eSaver Offshore account?
Applying for an eSaver Offshore account couldn't be easier. All you need is access to a computer where
you can visit our website
www.alil.co.im
and submit your application form online. Once your application form has been submitted we will contact you by
email to explain what to do next.
What information will I need before I apply?
You must provide us with a valid email address. You must also provide details of your nominated bank account
to link with this account.
Do I have to link a nominated account for withdrawals and deposits?
All withdrawals made from your account must be sent to a specified nominated account which must be held in the same name as
one or more of the eSaver Offshore account holders. This account can be held anywhere in the world and details of this account must be
submitted on your online application form.
Will I need to provide identification before I can open an account?
Identification documents must be submitted for all new customers. We will advise you when to send us your
identification documents.
For legal reasons, identification documents must be submitted by post. We cannot accept documents submitted
electronically. Details of our customer identification requirements can be viewed in our
Guidance Note on Customer Identification.
Can I open an eSaver Offshore account with more than one account holder?
The account can be opened with a maximum of two account holders. If there is more than one account holder,
you must both agree to operate the account based on an instruction received from either account holder.
How do I add an account holder to my account?
If you want to add an account holder to your account, please send us a secure message via mybankoffshore for further information.
If we apply for an eSaver Offshore account in joint names, can we both use the account?
Yes you can, however only the first named person on the account is registered automatically for Alliance & Leicester International's
internet banking service. The second named account holder should register for internet banking after their account has been opened by
visiting www.alil.co.im and clicking on Internet Banking/Register. They will need to follow the simple instructions
and enter their eSaver Offshore account number, along with any other accounts they wish to register for the service.
Why would my application be declined?
We will do our best to process your application as quickly and efficiently as possible. Applications can be
declined or delayed for the following reasons;
- Your Identification documents are not received within 30 days of our notifying you to send them to us.
- Your funds are not received within 21 days of our notifying you to send money to us.
- Your application form is incorrectly completed.
- You do not respond to requests for further information.